This indicator reflects the proportion of individuals aged 15 and older, with primary education or less, who maintain an account at a bank or financial institution, or have
utilized a mobile money service within the past year. It serves as a vital measure of financial inclusion, highlighting the accessibility of banking and financial services to lower-educated segments of the population. Understanding this demographic's engagement with formal financial systems can inform policies aimed at reducing economic disparities and enhancing financial literacy. Additionally, it underscores the role of mobile money as a potential bridge, offering a convenient alternative for those with limited educational backgrounds to participate in the financial ecosystem and improve their economic opportunities.
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