This metric represents the
density of banking facilities in relation to the adult population in a given country, providing insights into financial accessibility and infrastructure. Calculated by multiplying the number of reported depositors by 100,000 and dividing by the total adult population, it highlights
how well banking services are distributed among adults. A higher value indicates a robust banking presence, which can enhance financial inclusion, facilitate savings, and promote economic stability. Conversely, a lower value may signal potential barriers to access, possibly impacting economic growth and the ability of individuals to engage in financial activities. Understanding this ratio can guide policymakers and financial institutions in addressing accessibility challenges.
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