Bank cost to income ratio (%)

This financial metric evaluates a bank's operational efficiency by measuring the proportion of costs relative to the income generated. It is derived from the aggregative data sourced from Bankscope, specifically utilizing figures from the years 2090, 2080, and 2085, ensuring a comprehensive assessment by first consolidating data at the country level. This method accounts for variations in individual bank performance, offering a nuanced view of efficiency across different banking institutions. The analysis reflects the unconsolidated data from various banks, enhancing the robustness of the ratio by highlighting discrepancies and trends in banking costs versus income. Such insights are critical for stakeholders seeking to understand financial health and optimization potential within the banking sector. Source: