Bank net interest margin (%)

This financial metric is derived from Bankscope's comprehensive dataset, reflecting the efficiency of a country's banking sector in turning interest income into profit. The numerator is sourced from the latest bank data while the denominator averages the total interest-earning assets of banks over two consecutive years, ensuring a smoothed representation of financial performance. Aggregation occurs at the country level, providing insights into how macroeconomic factors influence banking profitability across different regions. It’s important to note that the banks included in this calculation may vary between different financial indicators, which can impact comparative analyses. Understanding this metric can aid in evaluating the relative health and competitive positioning of banking institutions within diverse economic environments. Source: