Bank overhead costs to total assets (%)

This financial metric represents the ratio of a bank’s operational expenses to its total assets, providing a clear view of cost efficiency relative to the institution's size. Raw data is sourced from Bankscope and involves a meticulous calculation where data for the current year is divided by the average of the previous two years' figures, ensuring a smoother trend analysis. Both the numerator and denominator are first aggregated at the country level, which allows for a more accurate regional comparison, though the participating banks may vary across different metrics. This indicator offers insights into how effectively banks manage their resources and can signal areas for operational improvement. Source: