| # | Flag | Country | Borrowers from commercial banks (per 1,000 adults)Borrowers from commercial banks (per 1,000 adults) | Year |
|---|---|---|---|---|
| 1 | Singapore | 1,189.52 | 2017 | |
| 2 | Israel | 909.59 | 2011 | |
| 3 | Turkey | 802.83 | 2017 | |
| 4 | Belgium | 698.88 | 2017 | |
| 5 | Croatia | 574.02 | 2017 | |
| 6 | San Marino | 571.01 | 2017 | |
| 7 | Georgia | 565.59 | 2017 | |
| 8 | Serbia | 562.35 | 2017 | |
| 9 | Uruguay | 543.19 | 2017 | |
| 10 | Brazil | 542.01 | 2017 | |
| 11 | Italy | 538.23 | 2017 | |
| 12 | Estonia | 527.70 | 2017 | |
| 13 | Hungary | 466.18 | 2017 | |
| 14 | Poland | 456.99 | 2017 | |
| 15 | Chile | 456.86 | 2017 | |
| 16 | Indonesia | 418.31 | 2017 | |
| 17 | Brunei | 398.99 | 2017 | |
| 18 | Argentina | 393.40 | 2017 | |
| 19 | Portugal | 383.73 | 2017 | |
| 20 | China | 383.70 | 2016 | |
| 21 | Mongolia | 382.64 | 2016 | |
| 22 | Malaysia | 372.63 | 2017 | |
| 23 | Republic of Macedonia | 339.04 | 2017 | |
| 24 | Thailand | 328.58 | 2017 | |
| 25 | Suriname | 327.20 | 2016 | |
| 26 | Malawi | 318.17 | 2015 | |
| 27 | Palau | 313.18 | 2017 | |
| 28 | Paraguay | 307.31 | 2017 | |
| 29 | Namibia | 301.82 | 2016 | |
| 30 | Bosnia and Herzegovina | 296.44 | 2017 | |
| 31 | Azerbaijan | 291.07 | 2014 | |
| 32 | Kenya | 272.73 | 2016 | |
| 33 | Costa Rica | 255.99 | 2017 | |
| 34 | Seychelles | 252.61 | 2017 | |
| 35 | Qatar | 247.28 | 2017 | |
| 36 | Colombia | 239.02 | 2017 | |
| 37 | Lebanon | 238.73 | 2017 | |
| 38 | Latvia | 232.50 | 2017 | |
| 39 | Montenegro | 231.47 | 2017 | |
| 40 | Tunisia | 226.22 | 2016 | |
| 41 | Kuwait | 210.12 | 2017 | |
| 42 | Romania | 209.89 | 2017 | |
| 43 | Ecuador | 209.70 | 2017 | |
| 44 | Saudi Arabia | 200.91 | 2017 | |
| 45 | Dominican Republic | 190.76 | 2017 | |
| 46 | Maldives | 174.68 | 2017 | |
| 47 | Botswana | 160.45 | 2017 | |
| 48 | São Tomé and Príncipe | 154.01 | 2017 | |
| 49 | Cape Verde | 153.73 | 2017 | |
| 50 | Tonga | 153.62 | 2017 | |
| 51 | Belize | 151.44 | 2017 | |
| 52 | Peru | 147.14 | 2017 | |
| 53 | Guatemala | 142.28 | 2015 | |
| 54 | Kosovo | 140.79 | 2017 | |
| 55 | Albania | 139.18 | 2017 | |
| 56 | Libya | 137.21 | 2011 | |
| 57 | Swaziland | 133.71 | 2017 | |
| 58 | Samoa | 127.12 | 2017 | |
| 59 | Honduras | 115.05 | 2017 | |
| 60 | Egypt | 99.64 | 2015 | |
| 61 | Kyrgyzstan | 97.67 | 2017 | |
| 62 | Gabon | 96.12 | 2013 | |
| 63 | Vanuatu | 86.06 | 2015 | |
| 64 | Bangladesh | 81.47 | 2017 | |
| 65 | Uzbekistan | 79.12 | 2017 | |
| 66 | Mauritania | 73.00 | 2017 | |
| 67 | Bolivia | 70.87 | 2017 | |
| 68 | Mozambique | 69.07 | 2017 | |
| 69 | Moldova | 64.54 | 2017 | |
| 70 | United Kingdom | 59.34 | 2012 | |
| 71 | Syria | 51.57 | 2013 | |
| 72 | Ghana | 49.41 | 2017 | |
| 73 | East Timor | 45.97 | 2017 | |
| 74 | Lesotho | 43.79 | 2015 | |
| 75 | Djibouti | 41.30 | 2017 | |
| 76 | Republic of the Congo | 38.12 | 2015 | |
| 77 | Zimbabwe | 34.44 | 2017 | |
| 78 | Tajikistan | 34.22 | 2013 | |
| 79 | Madagascar | 31.81 | 2017 | |
| 80 | Uganda | 29.95 | 2017 | |
| 81 | Laos | 29.21 | 2017 | |
| 82 | Kiribati | 27.96 | 2013 | |
| 83 | Algeria | 27.54 | 2017 | |
| 84 | Solomon Islands | 27.10 | 2017 | |
| 85 | Tanzania | 26.69 | 2015 | |
| 86 | Pakistan | 26.41 | 2017 | |
| 87 | Zambia | 23.86 | 2017 | |
| 88 | Nigeria | 21.78 | 2017 | |
| 89 | Equatorial Guinea | 21.74 | 2016 | |
| 90 | Cameroon | 20.87 | 2014 | |
| 91 | Rwanda | 19.55 | 2017 | |
| 92 | Central African Republic | 15.39 | 2017 | |
| 93 | Burundi | 14.46 | 2015 | |
| 94 | Sierra Leone | 14.34 | 2012 | |
| 95 | Angola | 13.76 | 2017 | |
| 96 | Comoros | 13.52 | 2017 | |
| 97 | Yemen | 13.01 | 2015 | |
| 98 | Chad | 10.27 | 2017 | |
| 99 | Guinea | 10.17 | 2017 | |
| 100 | Liberia | 8.63 | 2013 | |
| 101 | Democratic Republic Of Congo | 4.76 | 2014 | |
| 102 | Myanmar | 3.84 | 2017 | |
| 103 | Afghanistan | 3.30 | 2017 | |
| 104 | Ethiopia | 2.09 | 2012 | |
| 105 | Haiti | 1.66 | 2017 | |
| 106 | South Sudan | 0.61 | 2017 |