This metric represents the proportion of businesses that utilize a checking or savings account for their financial operations, highlighting a critical aspect of economic engagement. A high percentage indicates a strong level of financial inclusion and stability within the business community, as access to banking services facilitates transactions, cash flow management, and savings for future investments. Conversely, a lower percentage may signal barriers to financial accessibility or a reliance on informal financial practices. Understanding this indicator provides valuable insights into the overall health of the business environment, showcasing the degree of trust in formal financial institutions and informing policymakers about the need for targeted initiatives to enhance the banking landscape for enterprises. Source: