This indicator reflects the
proportion of businesses that perceive financing challenges—such as limited access to capital or high borrowing costs—as significant barriers to their operations and growth. A higher percentage indicates a greater prevalence of
financial hurdles that could stifle innovation, expansion, and competitiveness within a market. Understanding these perceptions can provide valuable
insights for policymakers and financial institutions, as it highlights the areas where support is necessary to facilitate better access to funding. This knowledge can drive initiatives aimed at improving lending terms, increasing financial literacy among entrepreneurs, and fostering an environment conducive to entrepreneurial activity, ultimately bolstering economic resilience and growth.
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