| # | Flag | Country | Real interest rate (%)Real interest rate (%) | Year |
|---|---|---|---|---|
| 1 | Madagascar | 44.75% | 2018 | |
| 2 | Brazil | 35% | 2018 | |
| 3 | Iraq | 31.42% | 2016 | |
| 4 | Libya | 28.19% | 2014 | |
| 5 | Tajikistan | 24.18% | 2017 | |
| 6 | Malawi | 21.82% | 2018 | |
| 7 | Gambia | 21.1% | 2018 | |
| 8 | Rwanda | 17.89% | 2018 | |
| 9 | Kyrgyzstan | 17.78% | 2018 | |
| 10 | Federated States of Micronesia | 17.49% | 2017 | |
| 11 | Burundi | 16.57% | 2018 | |
| 12 | Iran | 16.13% | 2016 | |
| 13 | Bahrain | 16.03% | 2015 | |
| 14 | Uganda | 16% | 2018 | |
| 15 | Honduras | 15.74% | 2018 | |
| 16 | Paraguay | 15.6% | 2017 | |
| 17 | São Tomé and Príncipe | 14.5% | 2018 | |
| 18 | Guyana | 14.17% | 2018 | |
| 19 | Mozambique | 13.29% | 2017 | |
| 20 | Peru | 12.95% | 2016 | |
| 21 | Tanzania | 12.9% | 2018 | |
| 22 | Mauritania | 12.76% | 2017 | |
| 23 | Afghanistan | 12.64% | 2017 | |
| 24 | East Timor | 12.41% | 2018 | |
| 25 | Laos | 12.29% | 2010 | |
| 26 | Yemen | 11.79% | 2013 | |
| 27 | Dominican Republic | 11.33% | 2017 | |
| 28 | Bhutan | 10.73% | 2018 | |
| 29 | Armenia | 9.95% | 2018 | |
| 30 | Guatemala | 9.7% | 2018 | |
| 31 | Mongolia | 9.18% | 2018 | |
| 32 | Jamaica | 8.85% | 2018 | |
| 33 | Belize | 8.8% | 2018 | |
| 34 | Costa Rica | 8.57% | 2018 | |
| 35 | Croatia | 8.56% | 2014 | |
| 36 | Colombia | 8.51% | 2018 | |
| 37 | Liberia | 8.33% | 2016 | |
| 38 | Maldives | 8.29% | 2018 | |
| 39 | Seychelles | 7.93% | 2018 | |
| 40 | Saint Vincent and the Grenadines | 7.45% | 2018 | |
| 41 | Cape Verde | 7.44% | 2018 | |
| 42 | Georgia | 7.21% | 2018 | |
| 43 | Ivory Coast | 7% | 2017 | |
| 44 | Saint Kitts And Nevis | 6.96% | 2018 | |
| 45 | Dominica | 6.9% | 2018 | |
| 46 | Jordan | 6.77% | 2018 | |
| 47 | Mauritius | 6.68% | 2018 | |
| 48 | Moldova | 6.57% | 2018 | |
| 49 | Sierra Leone | 6.46% | 2018 | |
| 50 | Indonesia | 6.46% | 2018 | |
| 51 | Kosovo | 6.44% | 2018 | |
| 52 | Antigua and Barbuda | 6.34% | 2018 | |
| 53 | Pakistan | 6.33% | 2018 | |
| 54 | Uruguay | 6.3% | 2018 | |
| 55 | Solomon Islands | 6.26% | 2018 | |
| 56 | South Africa | 6.25% | 2018 | |
| 57 | Nigeria | 6.05% | 2018 | |
| 58 | Nicaragua | 5.99% | 2017 | |
| 59 | Samoa | 5.91% | 2018 | |
| 60 | Barbados | 5.76% | 2017 | |
| 61 | Comoros | 5.64% | 2018 | |
| 62 | Aruba | 5.58% | 2017 | |
| 63 | Botswana | 5.53% | 2018 | |
| 64 | Grenada | 5.5% | 2018 | |
| 65 | Panama | 5.37% | 2017 | |
| 66 | Fiji | 5.37% | 2017 | |
| 67 | Swaziland | 5.36% | 2018 | |
| 68 | Benin | 5.11% | 2017 | |
| 69 | Albania | 5.1% | 2018 | |
| 70 | Lesotho | 5.09% | 2018 | |
| 71 | Saint Lucia | 5.08% | 2018 | |
| 72 | India | 5.06% | 2018 | |
| 73 | Azerbaijan | 4.99% | 2018 | |
| 74 | Bolivia | 4.83% | 2018 | |
| 75 | Suriname | 4.74% | 2018 | |
| 76 | Trinidad and Tobago | 4.55% | 2018 | |
| 77 | Iceland | 4.45% | 2018 | |
| 78 | Myanmar | 4.36% | 2018 | |
| 79 | Tonga | 4.29% | 2018 | |
| 80 | Niger | 4.17% | 2017 | |
| 81 | Argentina | 4.15% | 2017 | |
| 82 | Malaysia | 4.01% | 2018 | |
| 83 | Vietnam | 4.01% | 2018 | |
| 84 | Bangladesh | 3.84% | 2018 | |
| 85 | Montenegro | 3.8% | 2018 | |
| 86 | Togo | 3.64% | 2017 | |
| 87 | Senegal | 3.52% | 2017 | |
| 88 | Namibia | 3.45% | 2018 | |
| 89 | Australia | 3.37% | 2018 | |
| 90 | Singapore | 3.36% | 2018 | |
| 91 | South Korea | 3.33% | 2018 | |
| 92 | Sri Lanka | 3.16% | 2017 | |
| 93 | Serbia | 3.14% | 2015 | |
| 94 | Mali | 3.12% | 2017 | |
| 95 | Ukraine | 3.11% | 2018 | |
| 96 | Lebanon | 3.05% | 2018 | |
| 97 | The Bahamas | 2.94% | 2017 | |
| 98 | Kenya | 2.78% | 2017 | |
| 99 | Thailand | 2.7% | 2018 | |
| 100 | Mexico | 2.64% | 2018 | |
| 101 | Malta | 2.64% | 2013 | |
| 102 | Israel | 2.41% | 2018 | |
| 103 | Bosnia and Herzegovina | 2.4% | 2018 | |
| 104 | Philippines | 2.27% | 2018 | |
| 105 | New Zealand | 2.25% | 2017 | |
| 106 | Chile | 2.12% | 2018 | |
| 107 | Switzerland | 1.98% | 2018 | |
| 108 | United States | 1.96% | 2017 | |
| 109 | San Marino | 1.93% | 2017 | |
| 110 | Sweden | 1.83% | 2006 | |
| 111 | Italy | 1.82% | 2018 | |
| 112 | Republic of Macedonia | 1.72% | 2018 | |
| 113 | Macao | 1.6% | 2018 | |
| 114 | China | 1.41% | 2018 | |
| 115 | Czech Republic | 1.37% | 2018 | |
| 116 | Bulgaria | 1.28% | 2018 | |
| 117 | Hong Kong | 1.26% | 2018 | |
| 118 | Japan | 1.22% | 2017 | |
| 119 | Romania | 0.88% | 2018 | |
| 120 | Papua New Guinea | 0.77% | 2017 | |
| 121 | Burkina Faso | 0.59% | 2017 | |
| 122 | Vanuatu | 0.54% | 2018 | |
| 123 | Zambia | 0.42% | 2018 | |
| 124 | Haiti | 0.26% | 2018 | |
| 125 | Netherlands | 0.22% | 2013 | |
| 126 | Canada | 0.14% | 2017 | |
| 127 | Guinea-Bissau | -0.75% | 2017 | |
| 128 | United Kingdom | -1.19% | 2014 | |
| 129 | Russia | -1.3% | 2018 | |
| 130 | Algeria | -2.56% | 2018 | |
| 131 | Egypt | -2.56% | 2018 | |
| 132 | Belarus | -2.57% | 2018 | |
| 133 | Hungary | -2.93% | 2018 | |
| 134 | Oman | -2.95% | 2017 | |
| 135 | Brunei | -3.4% | 2018 | |
| 136 | Qatar | -7.43% | 2018 | |
| 137 | Kuwait | -10.06% | 2018 | |
| 138 | Angola | -10.51% | 2018 | |
| 139 | Democratic Republic Of Congo | -15.69% | 2017 | |
| 140 | Zimbabwe | -16.31% | 2018 | |
| 141 | Venezuela | -16.54% | 2014 | |
| 142 | Ethiopia | -17.12% | 2008 | |
| 143 | Somalia | -21.3% | 1988 | |
| 144 | South Sudan | -69.53% | 2016 |