This metric represents the proportion of businesses that
rely on bank loans as a source of financing for their day-to-day operational expenses. It reflects not only the reliance on traditional banking institutions but also highlights the overall
health and accessibility of credit markets for firms. A higher percentage indicates a
robust banking sector that supports businesses, while a lower percentage may suggest challenges in accessing financial resources or a shift towards alternative financing methods, such as private equity or peer-to-peer lending. Examining this indicator provides valuable insights into business confidence, liquidity management, and the overall economic environment, revealing how firms navigate their working capital needs in a dynamic financial landscape.
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